1. What is Invoice Discounting ?

Invoice discounting is the practice of using a company's unpaid invoices to raise working capital & fulfill its financial needs.

2. How does it invoice discounting work?

Business-owners looking for advance on their invoices, raised on blue chip/creditworthy institutions, can use our platform to sell these unpaid invoices at attractive rates.

3. What is the eligibility criteria for businesses?

Any business that supplies goods/services to large blue-chip companies can avail the bill discounting services provided by KredX. Eligibility and amount of discounting are governed by the creditworthiness of the business, and therefore, they should be willing to share their financial information and other related documents.

4. Does KredX have an upper sanction limit?

We have no upper limit for sanctioned amounts for your invoices, and it is solely dependent on the business's requirements. The upper limit depends on the business requirement and the eligibility as per KredX's criteria.

5. Will availing Invoice Discounting affect the balance sheet?

Invoice discounting with KredX is an off-the-book financial solution. That's because it is availed by leveraging the unsettled invoices. Hence, it does not have any effect on the balance sheet.

6. Is Invoice Discounting a funded credit product?

The financing option works like a revolving funding facility. The discounting service provider forwards funds against unpaid invoices based on their worth.

7. How long does it take to avail funds through Invoice Discounting

A. The time to avail funds through invoice discounting depends on your financier. With KredX, you can avail funds within 24-72 hours*.

8. How can Invoice Discounting benefit my business?

A. Through invoice discounting, you can avail credits up to a certain percentage of your unpaid invoice's total value, allowing you to ensure a steady inflow of capital to your business at all times.

India's Leading Invoice Discounting Platform

Industries
We Serve

Whatever be your industry, we have you financially covered

Current Scenario

With the emergence of startups, coworking spaces are high on demand, owing to the culture and facilities provided.

Challenge

Being a high-impact industry, manufacturing businesses often have quick fund requirements to take on new orders, provide services, or fulfil existing orders.

Solution

KredX's invoice discounting platform allows manufacturing businesses to raise quick working capital against their unpaid invoices.

Impact

Business gets benefited with quick access to funds, thereby enabling growth.

Know More

Current Scenario

Logistics industry plays a key role in the financial growth of India and is forecasted to grow at a CAGR of 10.5% between 2019-2025. Logistics is not just limited to manufacturing set up; it plays a significant part across industries and sectors like retail, financial services, etc.

Challenge

Being a high-growth sector, managing day-to-day operations and clearing unpaid invoices can be challenging for logistics businesses, resulting in the need for quick access to working capital.

Solution

KredX's invoice discounting platform enables logistics businesses by unlocking money tied up in unpaid invoices

Impact

Business gets benefited with quick access to working capital, thereby enabling business growth and efficient supply chain management.

Know More

Current Scenario

India has witnessed a massive growth in the market for the retail and e-commerce sector and is predicted to grow from $125 billion as of April 2017 to $250 billion by 2020.

Challenge

As an industry with high growth potential, e-commerce businesses often find it challenging to manage the daily operations and clear unpaid invoices, resulting in the need for working capital.

Solution

KredX's invoice discounting platform facilitates e-commerce businesses by providing quick working capital by utilising their unpaid invoices

Impact

Business gets quick access to working capital, thereby allowing growth, expansion, and timely fulfilment of orders and services.

Know More

Current Scenario

The contribution of the fast-moving consumer goods (FMCG) sector is quite significant in the Indian economy, estimating for 43% of the overall market. The shift in consumer demand has contributed to the massive expansion of the industry.

Challenge

The FMCG industry involves substantial additional costs like packaging, transportation, storage, etc., leading to a quick need for additional working capital.

Solution

KredX's invoice discounting platform helps FMCG businesses by enabling them to use their unpaid invoices to get quick working capital.

Impact

Business gains from quick access to funds, thereby fuelling business growth and optimising the supply chain.

Know More

Current Scenario

The Indian chemical industry is poised to benefit from the near-term opportunities and has witnessed a growth of 13-14% over the last five years.

Challenge

As a high-growth sector, businesses operating in the chemical industry often require financing for constant production lines and meet the order requirement.

Solution

KredX's invoice discounting platform helps Chemical businesses by providing timely access to working capital by using their unpaid invoices as a pseudo-collateral.

Impact

Business profits from immediate access to working capital, thereby enabling business growth and expansion.

Know More

Current Scenario

The pharmaceutical sector is one of the flourishing industries in India, growing at a compounded annual growth rate (CAGR) of more than 15% in the last 5 years.

Challenge

Being a growing industry, businesses often require financing for consistent production lines to meet the continuous demand of the pharma industry.

Solution

KredX's invoice discounting platform helps Pharma businesses utilise their unpaid invoices to get immediate access to working capital.

Impact

Businesses get timely access to funds, thereby aiding in maintaining daily operations and growth.

Know More

Current Scenario

The essential goods industry is positioned to accelerate growth in the upcoming quarters due to the pandemic outbreak and the consequent changing consumer behaviour.

Challenge

As a high-growth potential sector, businesses often find it challenging to manage transportation, supply chain, staffing and operational costs.

Solution

KredX's invoice discounting platform assists businesses operating in the essential goods industry to utilise their unpaid invoices to get instant access to working capital.

Impact

Quick access to working capital helps in business growth and expansion.

Know More

Current Scenario

The printing and packaging industry in India was valued at $50.5 billion in 2019 and is predicted to reach $204.81 billion by 2025, recording a CAGR of 26.7% during 2020-2025.

Challenge

Vendors require financing for consistent production lines and procure new machinery with advanced technology to meet the continuous demand of the printing & packaging industry.

Solution

KredX's invoice discounting platform helps businesses operating in the printing and packaging industry to gain access to working capital by using their unpaid invoices as a pseudo-collateral.

Impact

Quick access to working capital helps in business growth and expansion.

Know More

Current Scenario

From concrete godowns to the modern, technologically advanced stockroom equipped with real-time tracking methodology, the warehousing industry has come a long way. Today, enterprises need continuous storage of inventory as the demand is too high, and hence, they rely on warehousing.

Challenge

Being a high-growth industry, warehousing businesses often require timely access to working capital to maintain their business operations.

Solution

KredX's invoice discounting platform enables warehousing businesses to get quick access to working capital by using their unpaid invoices.

Impact

Business gets access to working capital, thereby enabling expansion and growth.

Know More

Source *
Medium

Unique Field
Campaign
Website First Page Visited

Industries
We Serve

Whatever be your industry, we have you financially covered

Current Scenario

With the emergence of startups, coworking spaces are high on demand, owing to the culture and facilities provided.

Challenge

Being a high-impact industry, manufacturing businesses often have quick fund requirements to take on new orders, provide services, or fulfil existing orders.

Solution

KredX's invoice discounting platform allows manufacturing businesses to raise quick working capital against their unpaid invoices.

Impact

Business gets benefited with quick access to funds, thereby enabling growth.

Know More

Current Scenario

With the emergence of startups, coworking spaces are high on demand, owing to the culture and facilities provided.

Challenge

Being a high-impact industry, manufacturing businesses often have quick fund requirements to take on new orders, provide services, or fulfil existing orders.

Solution

KredX's invoice discounting platform allows manufacturing businesses to raise quick working capital against their unpaid invoices.

Impact

Business gets benefited with quick access to funds, thereby enabling growth.

Know More

Current Scenario

India has witnessed a massive growth in the market for the retail and e-commerce sector and is predicted to grow from $125 billion as of April 2017 to $250 billion by 2020.

Challenge

As an industry with high growth potential, e-commerce businesses often find it challenging to manage the daily operations and clear unpaid invoices, resulting in the need for working capital.

Solution

KredX's invoice discounting platform facilitates e-commerce businesses by providing quick working capital by utilising their unpaid invoices

Impact

Business gets quick access to working capital, thereby allowing growth, expansion, and timely fulfilment of orders and services.

Know More

Current Scenario

Challenge

The FMCG industry involves substantial additional costs like packaging, transportation, storage, etc., leading to a quick need for additional working capital.

Solution

KredX's invoice discounting platform helps FMCG businesses by enabling them to use their unpaid invoices to get quick working capital.

Impact

Business gains from quick access to funds, thereby fuelling business growth and optimising the supply chain.

Know More

Current Scenario

The Indian chemical industry is poised to benefit from the near-term opportunities and has witnessed a growth of 13-14% over the last five years.

Challenge

As a high-growth sector, businesses operating in the chemical industry often require financing for constant production lines and meet the order requirement.

Solution

KredX's invoice discounting platform helps Chemical businesses by providing timely access to working capital by using their unpaid invoices as a pseudo-collateral.

Impact

Business profits from immediate access to working capital, thereby enabling business growth and expansion.

Know More

Current Scenario

The pharmaceutical sector is one of the flourishing industries in India, growing at a compounded annual growth rate (CAGR) of more than 15% in the last 5 years.

Challenge

Being a growing industry, businesses often require financing for consistent production lines to meet the continuous demand of the pharma industry.

Solution

KredX's invoice discounting platform helps Pharma businesses utilise their unpaid invoices to get immediate access to working capital.

Impact

Businesses get timely access to funds, thereby aiding in maintaining daily operations and growth.

Know More

Current Scenario

The essential goods industry is positioned to accelerate growth in the upcoming quarters due to the pandemic outbreak and the consequent changing consumer behaviour.

Challenge

As a high-growth potential sector, businesses often find it challenging to manage transportation, supply chain, staffing and operational costs.

Solution

KredX's invoice discounting platform assists businesses operating in the essential goods industry to utilise their unpaid invoices to get instant access to working capital.

Impact

Quick access to working capital helps in business growth and expansion.

Know More

Current Scenario

The printing and packaging industry in India was valued at $50.5 billion in 2019 and is predicted to reach $204.81 billion by 2025, recording a CAGR of 26.7% during 2020-2025.

Challenge

Vendors require financing for consistent production lines and procure new machinery with advanced technology to meet the continuous demand of the printing & packaging industry.

Solution

KredX's invoice discounting platform helps businesses operating in the printing and packaging industry to gain access to working capital by using their unpaid invoices as a pseudo-collateral.

Impact

Quick access to working capital helps in business growth and expansion.

Know More

Current Scenario

Challenge

Being a high-growth industry, warehousing businesses often require timely access to working capital to maintain their business operations.

Solution

KredX's invoice discounting platform enables warehousing businesses to get quick access to working capital by using their unpaid invoices.

Impact

Business gets access to working capital, thereby enabling expansion and growth.

Know More

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Unique Field
Campaign
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Invoice Discounting For Businesses

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Why KredX For Invoice Discounting?

Quick Verification and Cash Flow

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Avoid New Debt

Real-time Updates

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End-to-end Management

Helping Business Owners since 2015

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300+

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How Does KredX Invoice Discounting Work?

1

Quick Sign Up

2

Easy Onboarding

3

Invoice Listing and Purchasing

4

Instant Cash Disbursement

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Invoice Discounting
For Businesses

Why KredX For
Invoice Discounting?

Quick Verification and
Cash Flow

Release Your
Locked Cash

Industries
We Serve

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We Serve

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Working Capital

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