Invoice Discounting for Essentials Goods Industry

As the foundation of any economy, the essential goods industry comprises key sectors catering to our daily needs. From medications to food items and basic commodities, it plays a crucial part in satisfying the demands of consumers around the globe. Despite its paramount importance, many essential goods companies operating in India often face a significant obstacle - balancing cash flow to sustain day-to-day operations. Maintaining a balance in the supply chain while dealing with the intricacies of deferred payments and prolonged credit terms can get tricky for any business.

According to a recent survey by Atradius, the essential goods industry faces a daunting barrier - delayed payments averaging 33 days. This trend affects the industry's cash flow and also restricts its ability to respond quickly to sudden demands. This dilemma is amplified by the traditional financing modes, which do not offer instant access to working capital. The essence of this industry requires fast capital access, given its constantly changing demand and timely production adjustments. As a solution, Invoice Discounting emerges as a saviour by letting these companies leverage their accounts receivable for on-demand working capital. KredX's invoice discounting solution is a strategic approach that helps businesses manoeuvre through market fluxes, enhance their operations, and seize growth opportunities in the cut-throat market.

Supporting the Essential Goods Industry through Invoice Discounting

Embracing invoice discounting within the essential goods industry yields manifold advantages.

Swift Access to Working Capital from Outstanding Invoices

  • Gain access to essential working capital in 24-72 hours*.
  • Ensure consistent cash flow without necessitating collateral.
  • Efficiently allocate outstanding invoices to cover operational expenses.

Enhanced Supply Chain Efficiency

  • Facilitate a seamless supply chain by maintaining a continuous flow of working capital.
  • Timely settlement of outstanding bills, employee wages, distributor expenses, and more.
  • Efficient operations lead to heightened customer satisfaction.

Facilitating Business Expansion

  • Drive business growth through immediate liquidity infusion.
  • Accelerate cash cycles to accommodate orders, bolster sales figures, and expand distribution networks.
  • Enhance sales opportunities and readiness to manage seasonal spikes.

The Mechanism of Invoice Discounting

  1. A company in the essential goods industry issues invoices payable within 30-90 days.
  2. A company in the essential goods industry issues invoices payable within 30-90 days.
  3. Funds are disbursed into the company's account within 24-72 hours*.

Boosting Growth with KredX's Invoice Discounting Platform

An Indian essential goods company faced multiple obstacles, such as managing increasing demands, high operational costs, and delayed access to working capital through traditional financing methods. To overcome these challenges, the company turned to KredX's bill discounting platform to quickly secure working capital. The results were remarkable, with the company receiving the necessary funds within 24-72 hours*. This allowed for improved efficiency, expanded market reach, and a stronger foothold in the competitive essential goods industry. This strategic decision not only helped the company better manage expenses but also enabled them to meet market demands promptly. It also laid a strong foundation for sustained growth. In the end, KredX's invoicing discounting platform proved to be a game-changer for the essential goods company, providing them with the necessary resources to thrive in a competitive market.

If You Are Still Wondering About Choosing KredX - Here's Why

Swift Access to Funds

  • Utilise KredX's innovative invoice discounting technology for quick access to working capital.
  • Collateral-free solution

Competitive Discount Rates

  • List unpaid invoices at best-in-class market discounting rate (~1.2-2%**).

Seamless Process

  • Companies operate on a secure and efficient digital process on the KredX platform.
  • Real-time tracking of invoice statuses.

Effortless Onboarding Process With The Following Documents

The following documents are required for the onboarding stage.

Pre-Sanction stage*

  • KYC of the company's directors
  • CIBIL record of directors
  • PAN Card of the company and Address Proof
  • Bank statement for the last 12 months
  • Books of account/audited financials
  • Sales data for the previous one year
  • Loan Declaration

Post-Sanction stage*

  • Board Resolution
  • Post-dated cheque
  • Tripartite undertaking involving KredX
  • Memorandum of Association and Article of Association
  • Personal guarantee letter
  • Articles of association