Bill Discounting for Warehouring Industry

The warehousing industry provides storage, management, and allocation of goods, making it the linchpin in global supply chains. However, this sector often faces economic challenges such as deferred payments and seasonal instabilities. To address these problems, many warehouses turn to bill discounting, an essential solution for instant working capital needs. This financial mechanism allows warehouses to get their hands on funds quickly based on their accounts receivable. This bridges the gap caused by delays in unpaid invoices and allows for seamless operations, critical management of the company's capital, and the ability to capitalise on growth prospects. According to the National Association of Credit Management (NACM), about 60% of businesses experience payment delays that particularly impact their cash flow management.

Additionally, the warehousing industry has seen seasonal peaks, with a 20-30% increase in demand for space as well as services during such durations, as reported by Statista. Bill discounting allows warehousing companies to navigate these challenges immediately by giving them access to instant working capital for operational expenses, inventory management, and growth initiatives. Furthermore, this helps ensure a competitive edge in the dynamic global market for the business.

How Can Bill Discounting Help Warehousing Businesses?

Implementing bill discounting in a warehousing business offers numerous benefits.

Rapid Access to Operational Funds from Unsettled Invoices

  • Obtain crucial working capital within a short span of 24-72 hours*
  • Maintain a consistent cash flow without requiring collateral
  • Effectively allocate outstanding invoices to cover day-to-day expenses

Improved Efficiency in Supply Chain Management

  • Facilitate a seamless supply chain by ensuring a steady flow of working capital
  • Timely settlement of unpaid bills, employee wages, distributor expenses, and more
  • Efficient operations lead to heightened levels of customer satisfaction

Accelerating Business Growth

  • Drive business expansion by injecting immediate liquidity
  • Speed up cash cycles to accommodate orders, bolster sales, and extend distribution networks
  • Enhance readiness to handle increased sales during seasonal peaks

Bill Discounting Mechanism

  • Companies in the warehousing industry issue invoices payable within 30-90 days
  • After successful onboarding and compliance with KYC procedures, the company uploads unpaid invoices onto the KredX platform to secure instant working capital
  • Funds are disbursed to the company's account within 24-72 hours*

The Growth Plan With KredX's Bill Discounting Platform

A leading warehousing business in India encountered significant challenges, including driving burgeoning demands, escalating daily expenses, and experiencing delays in accessing working capital via traditional avenues. The company tried KredX's innovative bill discounting platform to resolve these challenges for instant working capital. The effects were transformative, as the company received the much-needed funds within 24-72 hours*. This infusion of capital boosted their operating efficiency and market penetration and also fortified the company's position within the industry. This decision not only empowered the enterprise to handle expenses better but also helped them promptly respond to market demands. Ultimately, KredX's invoice discounting platform invoice discounting platform became a game-changer for the warehousing company, equipping them with vital resources to excel in an intensely competitive market landscape and leading towards sustained growth.

Why Choose KredX, You Ask? Know Why!

Access to Funds In 24-72 Hours*

  • KredX's innovative bill discounting technology will help get quick access to working capital
  • It is a collateral-free solution

Best-in-market Discount Rates

  • List unpaid invoices at a competitive market discounting rate (~1.2-2%**).

Easy-to-use Process

  • Operate via a secure and efficient digital process on the KredX platform
  • Real-time tracking of invoices and their statuses on the platform

Effortless Onboarding Process With The Following Documents

The following documents are required for the onboarding stage.

Pre-Sanction stage*

  • KYC of the company's directors
  • CIBIL record of directors
  • PAN Card of the company and Address Proof
  • Bank statement for the last 12 months
  • Books of account/audited financials
  • Sales data for the previous one year
  • Loan Declaration

Post-Sanction stage*

  • Board Resolution
  • Post-dated cheque
  • Tripartite undertaking involving KredX
  • Memorandum of Association and Article of Association
  • Personal guarantee letter
  • Articles of association