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FOR YOU

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Domestically And Globally

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150,000+

Businesses Choose KredX

24-72* Hours

Quickest Disbursal

12 Billion+

Transaction Volume

KredX For Businesses

Diverse needs, diverse solutions, one expert

Export Financing
Invoice Discounting

Get Instant Collateral-Free Financing Against Unpaid Invoices

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Export Financing
Export Financing

Non-Recourse Factoring With Multiple Financiers On KredX GTX

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Export Financing
Import Financing

Early Settlement Of Up to 80% of Payables With KredX GTX

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Export Financing
Cash Flow Management

End-to-end Order-to-Cash Automation For Improved Working Capital

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Why Businesses Trust
Invoice Discounting By KredX

A working capital solution for businesses of all sizes

Funds In
24-72* Hours

Lowest
Rates

Digital
Onboarding

Zero
Collateral

Off Balance Sheet
Solution

Why Businesses Trust Invoice Discounting By KredX

Why Exporters Choose Export Financing
By KredX GTX

Turn International receivables turned into instant working
capital at our IFSCA-licensed exchange

Competitive
Rates

Transparent
Bidding System

Large Pool
Of Financiers

Financing In
Multiple Currencies

Why Businesses Trust Invoice Discounting By KredX

How KredX GTX's Import Financing Solution Benefits Importers

Strengthen supplier relations with early settlements on your international payables at our IFSCA-licensed exchange

Best-in-class
Rates

Quick
Disbursal

Easy Price
Discovery

Collateral-free
Financing

Non-Recourse
Financing

Why Businesses Trust Invoice Discounting By KredX

Improve your revenue recovery by 2X

AI-ML powered tools that empower businesses to collect, reconcile and
forecast with precision and efficiency

Export Financing
Smart Invoice Inbox

Digitise invoices collected from portal, email, whatsapp and more, and enter into accounting system

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Export Financing
Smart PA Inbox

Collect and knock off payment invoices from portal/email along with bank statements and invoices. .

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Export Financing
Smart Collect

Make collections and year-end book closing simpler with automated reminders, reports, balance confirmation letters.

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Export Financing
Smart Reconcile

Reconcile different statements to eradicate discrepancies or leaks in revenue happening.

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Export Financing
Smart Forecast

Forecast your cash flow positions based on past and upcoming payment and collections patterns.

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Export Financing
Smart Buyer Check

Do financial, compliance and regulatory checks on new buyers before providing credit days.

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Export Financing
Smart Payments

Error-free invoice and payment approval process and extra discounts for early payments.

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The KredX Impact

2 Million+

Invoices Discounted

12 Billion+

Transaction Volume

100+

Countries Reached
By GTX

$25 Million+

Cost Saved With
Automation

The KredX Advantage

End-to-End Integration

Seamlessly connect your finance operations from end to end, creating a unified and efficient financial ecosystem

Customization

Tailor our solutions to meet the unique requirements of your enterprise, ensuring a personalised and optimised financial strategy

Scalability

Grow confidently with our scalable platform that adapts to the evolving needs of your business

Data Security

Rest easy knowing that your sensitive financial data is safeguarded with state-of-the-art security measures

Here’s What Our Clients Have To Say

...
Shankar G M
Head Purchase & Finance,
Stanzen Engineering Pvt Ltd

"KredX helped me smoothen out my business's regular operations. With KredX's bill discounting platform, we now get funds immediately thus reducing the working capital interest as opposed to a bank loan."

...
Sumit Sharma
Co-founder,
GoBOLT

“KredX has helped us unlock the potential of our business receivables, shortening our cash-to-cash cycle, thereby giving us business owners flexibility to work more efficiently.”

FAQ

Invoice discounting is the practice of using company's unpaid invoices to raise working capital & fulfil its financial needs.

KredX provides a marketplace/platform for business owners to sell and investors to purchase invoices raised on blue chip companies. It combines the best in class technology experience with credit underwriting & data analytics capabilities to create a brand new investment asset class.
Business-owners looking for advance on their invoices, raised on blue chip/creditworthy institutions, can use our platform to sell these unpaid invoices at attractive rates.

Any business that supplies goods/services to large blue-chip companies can avail the bill discounting services provided by KredX. Eligibility and amount of discounting is governed by the creditworthiness of the business and therefore they should be willing to share their financial information and other related documents.

We have no upper limit for sanctioned amounts for your invoices and it is solely dependent on the business's requirements. The upper limit depends on the business requirement and the eligibility as per KredX's criteria.

Invoice discounting with KredX is an off-the-book financial solution. That’s because it is availed by leveraging the unsettled invoices. Hence, it does not have any effect on the balance sheet.

GTX, operating name for KredX ventures IFSC Pvt. Ltd., is an international trade financing marketplace platform where exporters, importers and financial institutions can interact in transactions involving financing of export receivables

Indian exporters and their importers, Indian importers and their exporters, Indian and foreign financial institutions (Banks, NBFCs, Factoring companies, fund houses) can register themselves on the platform.

Factoring helps exporters get gain immediate liquidity against “accepted invoices from the buyers/importers” as against receiving the funds at the end of the payment period, as per invoice terms. This happens when a financier / factor buys their trade receivables at an agreed cost and disburses a certain percentage of the invoice value to them. Factoring/discounting of accepted invoices, is usually offered on a without recourse to the exporter.

Reverse Factoring is similar to Factoring, only difference being that in reverse factoring, importer approaches the financier / factor for paying the exporter on an immediate basis, on their behalf and the importer pays the Financer/factror at a agreed date in the future and also bears the cost of financing.

No. Currently, the platform is available only for businesses dealing in trade of goods.

GTX is a marketplace where exporters get access to a number of financiers and the price discovery happens through bidding. In traditional invoice factoring, exporters generally need to negotiate with the financiers one-on-one. GTX platform acts an an intermediary between financiers and businesses, helping connect both the parties and add more efficiency to the already existing processes.

Currently, platform supports INR, USD, GBP, Euro and other global currencies

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