Category: reports

Building a well-balanced portfolio of investments, which accomplishes a steady growth of wealth, is a life goal for many. Regardless of how busy life gets with other pursuits, wealth management should not be put on the backburner.

The world of wealth management has quickly adapted to technological advancement and financial evolution. Besides the tech advances, black swan events, such as the recent COVID-19 pandemic and the invasion of Ukraine, had drastic implications on many an investor's portfolios. The volatile environment makes it all the more important for individuals to managetheir finances andassets carefully.

The onset of Covid-19 has impacted people's lives in manners unheard of in any humanitarian crisis in the recent past. The impact has been widespread, spanning both the personal and professional lives of people worldwide. Businesses have seen supply chain disruptions of unimaginable magnitude.The disruption that originated from China in February 2020, followed by the global shutdown, exposed multiple vulnerabilities in business strategies and supply chain everywhere in the world. To keep the show running and address desired supply chain goals, businesses had to find contemporary ways to meet them.In its present form, the global supply chain is still evolving to defy the disruptive forces that Covid brought along and might continue to in the future. As we continue to reel under multiple waves of Covid, international supply chain normalisation looks years away, whereas the domestic supply chain disruptions normalised relatively quickly.

October 24, 2000, was the day when IL&FS created history with the inauguration of the first toll road in India between Halol and Baroda in Gujarat. At that time a group of villagers fought with the local politicians who were protesting against the fee imposed by the tolls. These villagers believed that the toll by IL&FS had various benefits and had transformed their lives with the project
The journey of building thousands of kilometres of roads began by acquiring private lands, and with it emerged a fixation about fair compensations of sharing the property and infrastructure.

Finance theory believes that investors decisions are based on profit maximisation. Efficient Markets Hypothesis (EMH), also considered as the heart of traditional finance implies that investors get all of the information without cost. As such, the price of stocks always reveals their fundamental value and is consistent; nonetheless, the reality depicts that investors in the markets are not always rational in their decisions and that other factors might affect them when they are making their investment decisions.
Most economic theories are based on the notion that individuals behave rationally and that every existing information is set in the investment process. An efficient market hypothesis is the crux of the assumption.

On first sight, starting and building a business might seem an easy and simple task to do. Unfortunately, new businesses are still prone to failures and usually fail even before they soar high. The global stats depict that 50% of small businesses fail during the first year and 95% in the first 5 years. While those start-ups that exist applied the right business tactics and principles, but the numbers are too few to justify. The idea to start a business needs a pro-active understanding of the failures encountered by others, mistakes to avoid, and pitfalls to evade.

India, a country with more than 1.3 billion people, is making a move towards a radical and disruptive Tech-Finance alliance. This alliance between technology and finance is upgrading, all the while enhancing operations. Primarily, fintech is the combination of technology in finance, offering effective financial solutions than traditional institutions.
Fintech began by setting its operations in the banking industry. Over the last few years, this industry has witnessed tremendous development, extending its wings to the insurance and asset management industry. Today, fintech companies are analysing customer behaviour pattern by implementing innovative technology like machine learning and artificial intelligence.

As the nation votes to elect the next parliament, the Indian Rupee which is already down about 1% this year, is forecasted to drop nearly 2% by May-end, signifying that the upcoming elections are a clear risk to the economy. With the amount of money spent on holding a general election, the downfall of rupee comes as another significant hit to the Indian economy.
The Indian currency’s feeble start to 2019 provides a hint of how it will perform in the upcoming year, a Reuters poll confirmed, citing precariousness regarding general elections and a potential trade war with the U.S. Last year in October, the currency dropped around 10% and hit an all-time low of 70.40 against a dollar, validating its worst performance since 2013.