The “Do More With Your Time” interns have been enjoying their lockdown days working on interesting tasks & assignments. Here’s a blog by our 15-year-old intern, Devashree Gupta on the funding options available for SMEs. Small and medium enterprises are one of the most underestimated assets to a national economy. They create numerous job opportunities,…
Category: Working Capital
4 Cash Flow Management Tips To Recession-Proof Your Business
The COVID-19 pandemic has hit the business world on an unprecedented scale and speed. Businesses, across the globe, are facing a significant fall in demand as coronavirus continues to take a toll on the global economy. The spread and aggravation of the pandemic which created a worldwide health crisis not only disrupted the global supply…
Why Working Capital Optimisation Is Essential For Your Business ?
It is an illusion that a company with ample assets and profitability will have palatable liquidity. The capability of the company to convert its assets to cash quickly would determine its liquidity strengths. That’s the whole reason why working capital optimisation is considered prudent to the success of any business. Working capital fundamentally attributes to…
Reanalysing Cash Flows In Global Trade
Against a backdrop of increased globalisation and flourishing economy, a comprehensive plan to handle working capital becomes necessary. Read to know how a holistic approach to working capital management can lead to significantly better results over time. Global trade involves a network of suppliers throughout the entire business journey from start to end irrespective of…
How To Calculate Working Capital For Your Business
For any business, working capital is a crucial and difficult financial concept to understand. Working capital, by definition, is the difference between current assets and current liabilities. Working Capital = Current Assets – Current Liabilities Current assets are those assets which can be easily converted to cash in a year or within a business cycle.…
Unlock liquidity with the power of invoice discounting
In our previous blog, we discussed methods to overcome working capital issues. In this edition of the series, we will be touching on the ways to identify the right price at which a company should unlock the liquidity from blue-chip companies. Let us dive deep into the topic and outline the steps associated with it.…
Finding A Sustainable Working Capital Solution
The market is ruled by working capital and companies require them to keep up with the growing competition. Not being able to identify the working capital needs of the company can lead to distress and even bankruptcy. Now that the need for working capital is established, it is critical to understand the ways of acquiring…
Why Unsecured Business Loans Are A Safer Option For Small Businesses?
An unrestricted flow of working capital is the primary requirement for a small business to maintain its operational and organisational efficiency. Not only does it ensure seamless workflow management but it also makes certain that the business continues to function without any obstacles. However, at a time when the market is ruled by excessive monetary…
How to determine working capital needs for my business?
The total amount by which current assets exceed current financial liabilities is called working capital. The formula to calculate working capital is Working capital = Current Assets – Current Liabilities. The need for working capital in a small or medium enterprise can be identified by the following factors. 1. Sales: Size of sales is one…
What Is Invoice Discounting And How Does It Work
All businesses inevitably face cash crunches from time to time that usually spells trouble. While larger businesses search and utilise all viable solutions to keep their businesses afloat, small businesses often don’t have many options to choose from. Such businesses need financing mechanisms that are more flexible and specifically cater to their cash flow needs.…