In today’s cutthroat market competition, a sound financial strategy is what gives edge to an organisation over its competitors. While some rely solely on owned capital, others try to leverage the benefits of debt financing to enhance their organisational competence. Although the reasons to avail a business loan can be aplenty, individuals often shy away from this…
Category: Business loan
What Are The Primary Types Of MSME Loans?

Did you know that only 16% of the MSMEs in India have access to formal funding? In other words, over 80% of this sector are either underfinanced or are forced to access funds from informal sources, according to an IFC-Intellecap report. This glaring gap in access to credit not only leads to a wide disparity…
SMEs Running On Empty As CBILS Deadline Looms

The Covid-19 pandemic has shaken the world economy to its core, with business sectors of most countries bearing the brunt of this turmoil. It is a known fact that when compared to large companies, SMEs tend to find it more challenging to cope with a financial crisis, arising in the form of capital shortage. To…