The adoption of computerised and algorithm-based models influenced the capital market significantly (since the 80s and 90s). As paperless processing found its way through advanced technologies, the financial, i.e., investment market, also slowly introduced various digital trading platforms for retail investors globally. However, the scenario changed when financial technological (fintech) start-ups grew rapidly, taking advantage…
Author: KredX Editorial Team
Digital CFO Is the New Normal
The Covid-19 crisis pushed organisations to introspect on their digital capabilities, forcing them to take a hard look at their preparedness to tackle contingencies. Besides, they noted that equipping processes with technological advancements and automation is the need of the hour. Since the chief finance officer is an integral part of every profitable business, entrepreneurs…
How Fintechs Are Harnessing Tech to Disburse Loans to SMEs?
In recent years, fintech in India has been generating a buzz. This surge in popularity can be traced to the inefficiencies of the traditional financing options, a lot of which arise due to their inability to harness technological advancements. As a result, availing of funds via these channels requires extensive paperwork, making the processing time,…
Municipal Bonds vs Taxable Bonds And Certificates Of Deposit (CDs): The Smarter Choice
Investors are often drawn to bonds and certificates of deposit (CDs) as they are the tools to generate a stable income stream. Besides, bonds are the safer alternative to stock. As a result, several risk-averse individuals try to include bonds and certificates of deposit in their portfolio for diversification. Now, bonds are a less volatile…
How To Diversify Your Portfolio With Fintech?
Technological innovations are rapidly changing how people interact with money. As a result, the majority of start-ups are rethinking banking and financial services. These firms, popularly known as fintech companies, have been ruling the financial sector over the past few years. They offer innovative lending, insurance, payments, and investment management services. Hence, fintech companies are an improved…
Top 5 Ways To Create A Modern Fixed-Income Portfolio
Fixed-income investments often come secondary into our thoughts due to the fast-paced market. Interestingly, individuals looking for a guaranteed income stream can rely upon fixed-income securities the most. This is because they comprise securities that pay a fixed interest until the date of their maturity. After the maturity is met, the security’s principal amount is…
Investing In Gold Digitally And Its Contribution To The Indian Economy
The Indian Government’s efforts towards a digital economy have reshaped the country’s $34 billion gold market. As smartphones, e-wallets, and several flexible investment schemes emerge as viable investment platforms, India’s gold investors have shifted their preference. Consequently, digital gold investments have gained popularity in recent times. Demand and supply share an important relationship with investment.…
Top 3 Ways To Grow Your Business With KredX’s BNPL Solution
The crisis prevalent since the end of 2019 has challenged the purchasing power of millions of consumers. As a result of the global economic slowdown, innumerable businesses come to a standstill without customers. In such a scenario, the concept of ‘Buy Now Pay Later (BNPL)’ can act as a boon and revive the situation. Through…
Is Revenue Based Financing The Best Fit For Your Business?
Revenue based financing has emerged as a popular alternative financing option for start-ups and small businesses. The global market for revenue-based finance is growing at a CAGR (compound annual growth rate) of 6.18% between 2020 and 2027. Valued at $901.41 million in 2019, its market size is projected to reach $42 billion by 2027. Revenue…
Top 4 Ways To Fund Your Business Other Than Venture Capital
To achieve organisational objectives and accelerate growth, enterprises need an adequate amount of funds. While venture capital is a viable option, entrepreneurs often avoid it due to ownership and control dilution. That said, today, there are various sources of finance available in India to help you fund your business-related expenses. Thus, as an alternative, businesspersons…