Zombie trademarks are quite popular in the United States; however, since India’s IP regime is still in its nascent stage, this concept has still not entered the Indian domain. Let’s find out more about zombie trademarks and their problems from Ayush Dixit, Corporate Counsel, KredX. What is a Zombie Trademark? A ‘Zombie Trademark’, as the…
Union Budget 2021: Fintech Needs Access To Liquidity From PSU-Generated Funds
Union Budget 2021 proposed a bill with Rs. 20000 crore-outlay to establish a Development Financial Institution (DFI). Financial experts believe this bill will prove useful in boosting MSME and SMEs’ access to funds and significantly help the infrastructure and manufacturing sectors. This step is likely to help address the problem of financing gaps, related to…
Union Budget 2021 Boosts FDI Limit And Foreign Control
In FY 20-21, the Indian insurance sector, among others, was severely impacted by the COVID-19 pandemic. A steep rise in policyholders’ claims led to a significant decline in profits besides taking a toll on their key financial ratios. Even before the pandemic, India was an underinsured country with a below-average penetration, especially in rural regions.…
Bill Discounting And Bill Negotiation Are Not The Same
Even though bill discounting and bill negotiation serve more or less similar purposes, they are distinct from one another in several ways. So, if you use them interchangeably – you may want to STOP right now! To understand what we are hinting at, look at the differences between them from an exporter’s perspective. Check out…
How Are MSMEs Leveraging Bill Discounting Platforms Today?
It is a known fact that the MSME sector plays a key role in India’s economic landscape. Over the years, it has emerged as an engine of growth, contributing significantly to the country’s employment, GDP, and exports. On the downside, however, MSMEs navigate through several uncertainties in the course of their businesses, and a perennial…
Factoring And Discounting Of Bills For Smooth Liquidity
A large section of Indian companies struggle to access funds from formal credit facilities. This often makes sustenance cumbersome for most small and medium-sized firms. Thus, alternative funding options like factoring and bill discounting are gaining currency among businesses looking to resolve cash flow issues. These options are steadily emerging as the industry’s answer to…
Invoice Discounting And Its Timely Reassessment
Do you know what sets invoice discounting apart from traditional funding options? Its flexibility. Ideally, it is a funding option that does not add to your existing debt or create new ones. It is merely an asset-based financing option; wherein, businesses use their unpaid invoices to raise capital. Over the years, invoice discounting has been…
What Are The Primary Types Of MSME Loans?
Did you know that only 16% of the MSMEs in India have access to formal funding? In other words, over 80% of this sector are either underfinanced or are forced to access funds from informal sources, according to an IFC-Intellecap report. This glaring gap in access to credit not only leads to a wide disparity…
How Does Key Risk Indicator Weigh-Off Organisational Risks?
Key risk indicator (KRI) is an integral part of the risk framework, but how do they work and weigh-off risks from your business operations? In light of the same, we spoke to Shreyas Shivakumar, Credit Analyst, KredX, about the KRIs and its in an organisation, and here’s what he had to say. With cash flow…
How Can Channel Financing Help You Manage Your Supply Chain Better?
Channel financing is a working capital finance option that helps businesses get the required inventory and keep production free from any hiccups. With this funding option, buyers can obtain goods on credit for a period that ideally ranges from 30 to 90 days. On the other hand, businesses availing channel financing gain access to funds…